WHAT IS CREDIT?

What is Credit? O’Brians Automotive has been helping people repair their credit for over a decade, so we thought we’d put some information together so that you know exactly what a credit bureau is and the importance it holds. Below we break down every aspect of your credit report and go into detail about what […]

Make your payments! Making your payments is the single most important factor that makes up your credit score. If you can stay on top of your payments, the rest should fall into place. Make all of your payments on time If you cannot pay the balance off, make sure you pay at least the minimum […]

A credit card is a way to borrow money, but it is easy to forget that you need to pay that money back! A credit card does not increase the amount of money you have available. In fact, it will most likely decrease the amount of money you have available if you don’t pay your […]